CREDIT RESOURCE FACTS

First, check out the Consumer Reports best car deals right now or the Edmunds.com used car best bets.

Secondly, if you feel more comfortable applying by phone, dial 1-800-Auto-Loan. That number was the foundation of our business for a decade (pre-Web days).

Finally, if you're looking for help closer to home, see Car Loans Texas, New York Auto Loan, Florida Car Loans, California Auto Loan, Washington Car Loans, Nevada Car Loans, Ohio Car Loans, Alabama Car Loans, Colorado Car Loans or Car Loans Georgia.

As price goes down, credit approvals can go up

Cars are better built and last longer than ever. Back in the 70s, a 10-year-old car was a $50 piece of junk. Nowadays there are luxury cars (BMW 3-Series, for instance) that are $10,000 10 years old -- and still in incredibly solid shape.

Our favorite site for researching used car reliability is MSN Autos because of its easy interface, though Yahoo Autos also carries a lot of good information (including material from Consumer Reports).

Auto Loan Central boils down all this research on top autos for bad credit history customers and in case you need it, CarLoans.com specializes in poor credit car loans.

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