HOME | About Us | Credit Process | Credit Requirements | ResourcesQuick Car Credit is a Web site run by the InterActive Financial Marketing Group of Richmond, VA (114 Virginia St., 23219).
InterActive Financial was founded 20 years ago and has since processed more than 3.5 million applications. After being named the fastest growing private company in the Richmond area, we became part of the Dominion Enterprises family of companies in 2007.
We are in good standing with the Better Business Bureau, we protect your confidential information and we have a long history of happy customers.
Good job on doing your research. You don't have to be in a hurry when shopping for a car, but by all means, if you've been saving up the downpayment and are ready to roll, then click away!
We believe we can help you get a very competitive car loan interest rate (since our dealers are electronically connected to more than 400 lenders). But we also want you to get the most car for your money, and we want you to avoid common mistakes.
For instance, don't get focused on the monthly payment. Any loan can be made to fit your monthly budget if you stretch out the terms long enough. Focus on the price of the car.
Here's something else that's important to know in these tight credit times.
While rates for good credit customers have been inching up (hey, the banks need the money) the rates for bad credit customers have remained fairly stable because bad credit customers have ALWAYS paid more..
But here's the deal. Don't look at a big number, like going from 9 percent to 18 percent. Look at it as part of your day-to-day expenses. The difference between those two rates, on a $7,000, three-year loan, is exactly one dollar a day -- and most folks waste that much every day at the company vending machine.
